Managing Money to Save

There are times when we as wives are looking for ways that we can save money. I am going to share some ways you can save money which is a part of managing your money in order to afford you the opportunity to do more with your money.

1) My mother has always been a huge proponent of shopping off season. She is soooo good at it that I am learning from her which will allow you to get the best deals.

2) Clipping coupons to use at the grocery store. Mind you make sure you are paying attention to expiration dates and also if that coupon really is the best value. There have been times when some of our grocery stores were having a coupon war and one store was offering as much as triple coupons. You can imagine where I shopped….

3) For all you movie buffs, go to the movies before 5pm. Even see if there are any $1 theaters in town. There is nothing wrong with getting up early on a Saturday and going to the movies before 5pm and getting the matinee price. I know whenever you go to the movies, most people want the popcorn and you must have something to “wash it down with”. I tell you I would make sure that I had lunch before going to the movies at your favorite restaurant so that will cut down on the movie treats which are not cheap.

4) Where is it a rule that clothes that have to be dry cleaned can only be worn once? Wear them more than once. I believe I saw somewhere there is also a dry cleaning at home system by Febreeze or Dryel. Do your homework!

5) Pay attention to cell phone minute usage, texting and adjust where necessary. I imagine that people are texting and had not realized that there are charges for that also. Personally, I’d just rather pick up the phone and dial the number. I’m a good typist but that takes waaaay to much of my concentration when I could have said what I needed to say.

6) I am an avid reader, so for those of you like me.. buy your books used, or join a book swap club. I like to keep my books so I do buy used books and they are in great condition.

7) Shop in bulk for household items. That has actually saved us quite a bit of money.

Monitor your bank account regularly and question the different fees. Personally, I don’t think you should be charged fees for every little think. It gets to where the bank is doing nothing but making money off of you. Your money is not working for you as you thought.

9) DO NOT and I repeat DO NOT CHARGE your tithes and offerings.

Those are several ways to get you started in saving money. Be sure to comment with your suggestions.