How to Manage Money when Husband Doesn’t Share

There have been several times when wives are attempting to manage the
money and their husbands don’t share the money he makes. So how do you manage the money when “his income is missing”? I am glad you asked that question.

Is he giving her just enough money to pay the household bills and there is no extra left over. I say that because I have heard of that scenario over the years. So whether he is not sharing at all or not giving any extra, below are some steps to take to ensure the household is taken care of and the wife has money left over:

1) Ensure that you have a budget written out which includes all the income and expenses.

2) Within your budget, make sure you have a specific timeline as to when the income is received in order for you to pay the bills. Oh yes, I imagine that most wives are the money managers.

3) If there are bills that you, the wife pay then I would suggest that you find out how long you have left to pay on those bills, especially if it is credit cards. Can you double up on some bills in order to pay one or two bills off faster and you have some extra money?

4) If he is giving you just enough for the bills, why not map out on paper for him exactly what is needed to maintain the household effectively and show him. That is not to say that you need all the money that he is keeping to himself, but what would be the benefit to the marriage if he shared the money.

5) Maybe you already know, but if you do not then I would ask him why he is not sharing the money. The bills belong to both, the house, etc.

6) Make sure that your tone is not one of blame or condemnation when talking with your husband about the household finances.

Find out his reasons before jumping to conclusions and work from there for the benefit of the marriage.