Husband not giving access to bank accounts

For those wives whose husband will not give access to his bank account or credit card, be honest with yourself and think about why this is.

Is it for one of the following reasons:

(1) He had a bad experience in a previous marriage or relationship giving access to his account and credit cards;

(2) You had access before and mismanaged the money and overcharged the cards;

(3) He is the money manager and does not believe you need to have access to the accounts since he pays the bills and everything; or

(4) Did someone tell him not to give you access? Based on his background, his father took care of all the money and he brought that same belief into his marriage.

Not having access to money if you do not have an income of your own, can definitely cause stress and tension in the marriage. Do not be so quick to get angry but come from a position of wanting to understand his reasoning and then share with him what the benefits would be if you had access.

Mind you, if he consents to giving you access, you need to be the best money manager he has ever seen. Do not turn into a spendthrift because you did not have access before. Know that there will be a testing period and he will be watching everything you are doing from a financial standpoint.